Zoning Glossary

Certificate of Occupancy

A certificate of occupancy (CO) is the official document issued by a building department after the final inspection passes, legally authorizing a completed structure or newly converted space for occupancy. The CO certifies that the as-built work conforms to the approved plans and complies with all applicable codes. For accessory dwelling units and other secondary units, the CO is what formally creates a legally recognized dwelling unit.

Permits

In Practice

A space built with a permit but never issued a CO is not legally habitable, even if construction appears complete. Occupying a space without a CO is a code violation. A surprisingly common situation is a homeowner who completes construction but allows the permit to lapse before obtaining the final inspection and CO — resolving a missing CO after the fact is more complex and costly than obtaining it in the normal course. For ADUs intended for rental, the CO is also a prerequisite for legal rental occupancy.

Related Terms

Related Guides

Source: PropertyZoned Zoning Guide — How to Apply for a Building Permit: Step-by-Step Guide. Last verified April 5, 2026.

Last updated: April 5, 2026
Certificate of Occupancy — Zoning Term Definition | PropertyZoned